Lease On Under Our MC Authority
Own a dry van, reefer, flatbed, or any commercial truck — but no MC? Run our authority, our insurance, our dispatch. Keep 75–85% of every load.
Why Lease On With O Trucking
You bring the truck and the work ethic. We handle authority, insurance, freight, and the paperwork that drains your evenings.
Keep 75–85% of Gross
Higher percentage than most lease programs. Brokered loads pay 75%, direct shipper contracts pay up to 85%.
Our MC + Insurance
Skip the $300–800/month cost of running your own MC. Cargo + auto liability covered under our policy.
Load Access
Direct shipper contracts + 5,000+ broker network + load boards. We negotiate rates so you're not stuck at $1.80/mile.
Paperwork Handled
BOC-3, IFTA, 2290 HVUT, IRP, ELD compliance, drug screening — we manage it all.
24/7 Dispatch
Real humans answering calls at 3 AM when your truck breaks down or a load goes sideways.
Factoring at 1.5–2.5%
Most independent factoring runs 3–5%. Our partner pricing saves you ~$3,000/year on a $150k gross.
Equipment-Specific Lease-On Programs
Each equipment type has different pay rates, freight types, and requirements. Click your equipment for full details.
Dry Van
Consumer goods, manufactured products, retail distribution. Highest freight volume of any equipment class — never short on loads.
Reefer
Produce, frozen food, beverages, dairy, meat, pharmaceutical. Year-round demand with peaks in summer (produce) and winter (frozen retail). 15–25% rate premium over dry van.
Flatbed
Steel coils, lumber, building materials, machinery, oilfield equipment, pipe. Demand correlates with construction season — peaks Mar–Oct.
Step Deck
Construction equipment, manufactured machinery, agricultural implements, wind blades, oversize containers. Often requires permits — we handle permitting through our oversize team.
Power Only
Pre-loaded shipper trailers, intermodal containers, FedEx Ground / Amazon Relay / Walmart drop-and-hook routes. Lower revenue per load but higher utilization (less detention, faster turns).
Box Truck
Last-mile delivery, Amazon Relay routes, expedited shipments, residential delivery. Higher rate per mile than tractor freight but lower total miles per week.
Hotshot
Time-critical heavy parts, oilfield equipment, construction supplies, agricultural machinery. Loads where the shipper needs it tomorrow, not next week. Premium rates for speed.
Apply to Lease On
Tell us about your truck and your driving history. Our lease-on team responds within 1-2 business days.
Lease-On FAQs
Straight answers about how the program works, what you keep, and what we handle.
What is a trucking lease-on program?
Lease-on is when an owner-operator who owns their truck runs under another carrier's MC authority. The host carrier (us) provides MC + DOT + insurance + dispatch + load access. The owner-operator provides the truck and labor. Pay is split — typically 75–85% to the owner-operator.
How is lease-on different from dispatch service?
Dispatch service is for owner-operators who already have their OWN MC authority and just need someone finding loads. Pay structure is a flat fee ($250/wk) or percentage (6%). Lease-on is for those WITHOUT their own MC — we provide everything (authority, insurance, dispatch) and take a larger split. The lease-on driver doesn't need to register with FMCSA, file BOC-3, manage insurance, or handle compliance — we do all that.
How much do lease-on drivers earn?
Earnings depend on equipment and miles. A solo dry-van lease-on typically grosses $95k–165k/year. Reefer runs $120k–190k. After fuel, truck payment, and maintenance, take-home is usually 50–60% of gross. Hard-running solo OTR with our MC averages $75k–110k take-home.
Do I need my own truck to lease on?
Yes, lease-on requires you to own (or finance) your truck. If you don't have a truck and want to drive for us as a company driver, see our /careers/ page for company driving positions instead.
What equipment types do you lease on?
Dry van, reefer, flatbed, step-deck, power-only, box truck, and hotshot. Each has its own program with rate structure, requirements, and freight type — see the equipment-specific pages below.
What's required to lease on?
Own/finance the truck (and trailer if applicable). Valid CDL Class A (Class B or non-CDL OK for box truck). 1+ year OTR experience preferred. Clean MVR (no major violations 3 years). Pass DOT physical + drug screen. Be 21+. Some equipment classes have additional requirements — listed on each equipment-specific page.
How fast can I start?
Most drivers are running freight within 7–10 days of application. Onboarding includes orientation, DOT paperwork, ELD installation, insurance binder, and load board setup.
Can I cancel and run on my own MC later?
Yes. There's no contract length minimum. If you decide to activate your own MC, we help with the transition. Many of our long-term lease-on drivers eventually move to their own authority once they've built capital — at which point they often switch to our dispatch service.
Ready to Run Under Our MC?
No own authority needed. No long-term contract. Keep 75–85% of every load. We handle the rest.